Coverage that counts

Healthcare affordability, access, and the experience people have when they seek care are deeply connected.

The prices set across the healthcare system, the availability of providers, and the settings where services are delivered influence not only what coverage costs, but also how easily patients can obtain timely, high-quality treatment. Employers and families feel these effects every day in premiums, out-of-pocket expenses, and the complexity of navigating care.

As a not-for-profit health plan, Premera Blue Cross works within this environment alongside providers, employers, and policymakers. Coverage That Counts examines the structural factors shaping affordability and highlights approaches that can strengthen value while protecting reliable access to care. Our mission is clear: We are committed to making healthcare work better.